We're opening Instant Funds to our entire user base. What was previously available in closed mode is now live everywhere the product is supported — giving miner holders a way to unlock instant liquidity while keeping their assets and their rewards.
How it works.
You lock an eligible NFT miner and receive USDT or USDC straight to your balance. It runs at 0% APR over a 30-day term. Auto-renewal is always on and can't be switched off, and an origination fee (1.5–2.5% depending on your VIP level) is charged at issuance and again at every 30-day renewal. Crucially, your miner keeps mining and earning Bitcoin for you throughout a normal, active term — your miner stays productive.
The key parameters.
You can access up to 30% of your miner's value, from as little as $5, up to a total of $10,000, with no cap on the number of positions. If a position reaches liquidation (at 60% LTV) it enters a 7-day buyback window; any rewards the miner earns from the moment it enters buyback — through the buyback period and any time on auction — are forfeited and not returned to you. Rewards accrue to you only during a normal, healthy term.
Which miners are eligible.
We're starting with the most energy-efficient miners — 12 W/TH and better — held on the platform wallet, not listed on the secondary marketplace, without an active MNPL plan or overdue auto-upgrade subscription. If your miner isn't eligible yet, it's not yet: we'll be raising the threshold over time so the product becomes available to more miners. This is a first step, not the final scope.
A note for EEA users. KYC Level 1 is required, and EEA users with KYC can access funds in USDC.
Get started. Head to the app, choose an eligible miner, and unlock instant funds — while it keeps mining for you: https://gomining.com/instant-funds?utm_source=smm_blog&utm_medium=social&utm_campaign=instant_funds_25082026
