You can hold Bitcoin for years — but what do you do the moment you need liquidity? This is something most Bitcoin holders run into, and it quickly becomes an uncomfortable decision.
Do you sell and reduce your position — and risk missing future upside?Or keep holding and give up flexibility when you actually need it?
Instant Funds gives you another option. You can access USDT or USDC using your Bitcoin without selling it. Your Bitcoin stays locked inside the system, while you receive funds you can use right away.
So instead of choosing between holding or selling your Bitcoin, you can now do both.
Here’s how it works.
How You Unlock Liquidity with Instant Funds
1. Choose how much you want to accessSelect an amount in USDT or USDC. The app shows how much Bitcoin will be locked, along with the fee, repayment date, liquidation price, and risk level.
2. Your Bitcoin is locked — funds are creditedOnce confirmed, your Bitcoin is held in the system and the funds are added to your balance. There are no on-chain transactions — everything happens instantly.
While the position is open, the locked Bitcoin cannot be withdrawn or used.
For the initial release, each user can have one active Instant Funds position at a time. We plan to increase this limit in a future update.
3. Manage your position over time
During the 30-day period, you can return part or all of the funds to manage your position. The ability to add more Bitcoin as backing will be available in a future update.
The system tracks your Risk Level as market conditions change and notifies you as you approach the limit.
4. Close the positionTo unlock your Bitcoin, return the amount used plus the one-time service fee (1.5%–2.5%, depending on your VIP level).
Once repaid, your Bitcoin becomes available again.
What to Keep in Mind
A few things define how Instant Funds works in practice:
No ongoing interestThere’s no interest accumulating over time. Instead, a one-time fee is applied when you access funds.
30-day timeframeEach position runs for 30 days. You can close it earlier by returning the funds.
One-time Service fee (1.5%–2.5%)This is the fee applied when you access funds. The exact percentage depends on your VIP level and is shown before you confirm.
Risk Level
Your position is tracked with a Risk Level that changes as the price of Bitcoin moves. As it increases, your position moves through three zones:
Acting early — in the caution or high-risk zone — helps you avoid automatic closure. You’ll receive notifications as your Risk Level increases, so you have time to act before it reaches the limit.
Automatic closure and 2% Swap feeIf the Risk Level reaches 90%, the position is closed automatically. Only the necessary portion of Bitcoin is used to settle the amount. A one-time 2% Swap fee is applied to the funds accessed, and the rest is returned.
Auto-renewalAuto-renewal is enabled by default. If the 30-day period ends before you return the funds, your position renews for another 30 days and a new Service fee is applied.
You can disable auto-renewal at any time. If it’s disabled and the funds haven’t been returned by the due date, the position is closed automatically.
These elements define how your position behaves over time, so you always know what to expect.
A More Practical Way to Use Bitcoin
With Instant Funds, selling is no longer the only path to liquidity. You can access USDT or USDC when needed, with the process managed inside GoMining.
This becomes part of a broader system where you can mine, earn, and use Bitcoin without moving between platforms.
You can explore how it works, check your available amount, and manage everything in one place.
👉 Open the app: https://app.gomining.com/finance/instant-funds/create
Availability depends on your region, KYC status, and supported assets. Terms apply.
